About Walnut
Walnut was an SMS-parsing expense tracker that auto-categorised transactions by reading bank SMS. It shut down in 2024 after Capital Float acquired it and wound the app down.
About Money Track
Money Track is a single-user, privacy-first personal finance app made in India. Nine modules — wallets, transactions, goals, budgets, khata, subscriptions, assets, reports, achievements — in one calm dashboard. No ads. No data sold. ₹299 / 6 months.
Feature-by-feature
| Feature | Money Track | Walnut |
|---|---|---|
| Active & maintained in 2026 Walnut shut down in 2024 | ||
| Manual transaction entry | ||
| Budgets & categories | ||
| Goals tracking | ||
| Khata (lend/borrow ledger) | ||
| Assets & net worth | ||
| Subscriptions tracker | ||
| Privacy — no data selling | unclear | |
| No ads inside the app | ||
| GST invoices | ||
| JSON data export |
Why people switch to Money Track
- Walnut is gone — your data and habits need a new home.
- Money Track adds goals, khata, assets and subscriptions that Walnut never had.
- No ads, no upselling loans (Walnut was acquired by a lending company).
- JSON export anytime — you own your data, not us.
Our honest verdict
Walnut is no longer available. If you used it, Money Track is the closest hands-on alternative for Indian users — minus the SMS auto-import (which is the trade-off for privacy).
Frequently asked questions
Is Walnut still working?
No. Walnut was discontinued in 2024 after Capital Float acquired Walnut and wound the app down. If you still have it installed, transactions are not syncing.
Can I import my Walnut data into Money Track?
There is no official Walnut export. If you have any historical CSV/Excel from Walnut, you can manually re-enter wallet balances and recent transactions in Money Track.
Does Money Track auto-read SMS like Walnut did?
No — by design. SMS auto-import requires deep phone permissions and exposes you to scam SMS being parsed as transactions. Money Track uses manual entry with quick-add shortcuts; it stays opt-in.
Is Money Track free like Walnut was?
Money Track has a 1-month free trial, then paid plans from ₹299 / 6 months. Walnut was free but monetised via loan offers — a trade-off many users disliked. Money Track has no ads or loan offers.
Compare against other apps
Money Track is free for the first month.
No card. No data sold. Cancel anytime — your data exports as JSON.
Start free trial