Money Track vs ET Money
Mutual fund & investment platform with light tracking.
About ET Money
ET Money started as a mutual fund investment app and added a SmartDeposit savings product + light expense tracking. The investment side is well-built; tracking is secondary.
About Money Track
Money Track is a single-user, privacy-first personal finance app made in India. Nine modules — wallets, transactions, goals, budgets, khata, subscriptions, assets, reports, achievements — in one calm dashboard. No ads. No data sold. ₹299 / 6 months.
Feature-by-feature
| Feature | Money Track | ET Money |
|---|---|---|
| Daily money tracking depth | ||
| Wallets (cash + bank + card) | ||
| Khata (lend/borrow) | ||
| Budgets per category | ||
| Subscription tracker | ||
| Goals across all accounts ET Money goals only via SIPs | partial | |
| Assets & net worth | partial | |
| Mutual fund investment (in-app) | ||
| NPS / SmartDeposit |
Why people switch to Money Track
- Investing is one part of money. Daily expense, cash, khata, subscriptions — ET Money barely covers these.
- You want tracking that includes everything outside mutual funds.
- Money Track has 9 modules vs ET Money's investment-focused 3.
Our honest verdict
ET Money is excellent for SIPs and mutual fund portfolio tracking. For day-to-day money — wallets, cash, khata, budgets — Money Track is far deeper.
Frequently asked questions
Should I use ET Money + Money Track together?
Yes. ET Money is your investment broker; Money Track is your money dashboard. You log ET Money portfolio total as an Asset in Money Track. Two tools, two clear jobs.
Can Money Track buy mutual funds for me?
No — Money Track is not a broker. We focus on tracking, planning and analysing your money; investing is left to specialised platforms like ET Money, Zerodha Coin, or Groww.
How do I track ET Money portfolio in Money Track?
Add an Asset under the Investments bucket in Money Track. Update its value monthly (or when you check ET Money). Money Track's net-worth roll-up then includes your mutual fund portfolio.
Compare against other apps
Money Track is free for the first month.
No card. No data sold. Cancel anytime — your data exports as JSON.
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