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Free Tools

Free personal finance calculators.

No sign-up. No email. No data sold. Use them in your browser — answers appear as you type. Built by the same team that made Money Track.

Monthly Investment Calculator

Project the future value of recurring monthly investments over any tenure — see the compounding effect grow month-by-month.

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Loan EMI Calculator

Calculate monthly instalment, total interest and full loan repayment schedule for any home, auto or personal loan.

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50 / 30 / 20 Budget Calculator

Split your monthly take-home using the classic 50/30/20 rule — needs, wants and savings, in any currency.

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Take-home Salary Calculator (India)

India-specific. Enter your CTC — see exactly how much lands in your bank account each month after PF, income tax (new regime) and professional tax.

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Net Worth Calculator

Add up everything you own minus everything you owe. Get a single number that tracks your real financial progress over time.

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Savings Goal Countdown

How long until you reach a savings target? Enter your goal, current savings, and monthly contribution — get an exact timeline.

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Freelancer GST & Net Income Estimator (India)

India-specific. Indian freelancer? Enter your invoice value — get GST owed, TDS deducted, and estimated net cash in hand after tax.

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PPF Calculator (India)

India-specific. Public Provident Fund maturity value with a year-by-year balance table — deposits, interest and closing balance for all 15 years.

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Old vs New Tax Regime Calculator (India)

India-specific. Compare income tax under both regimes side by side, and see the exact level of deductions at which the old regime starts winning.

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HRA Exemption Calculator (India)

India-specific. Only part of your House Rent Allowance is tax-free. See which of the three legal limits binds yours, and what stays taxable.

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Retirement Corpus Calculator

How much do you actually need to retire? Inflation-adjusted corpus, the gap left by current savings, and the monthly investment that closes it.

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Home Loan Eligibility Calculator

Find out what a lender will sanction against your income. Maximum EMI, eligible loan amount, property budget and the down payment you must arrange.

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Like these tools? You'll love Money Track.

One calm dashboard for wallets, transactions, goals, budgets and reports. 1 month free.

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